Personal Loan Stores
Personal loan stores are taking care of the scenery in the capital, neighborhoods and cities of the interior, every place has one for whom they want to hire personal credit, payroll or loan in pre-check, have for all types of clients and many offer the range complete operations so as not to lose the customer. A personal loan can be a great way to settle more expensive debt or start a home improvement project without having to use more expensive financing like the credit card. Unlike credit cards personal loans are more flexible, have fixed interest rates, medium and long terms – usually 6 to 5 years to pay what makes it easier to repay and leave your budget without tight.
Currently the consumer can use in addition to the specific loan shops scattered around the streets, he can also access credit and loans in the main networks of stores and magazines of cities such as C & A, Riachuelo, Renner, Marisa, Pernambucanas, American stores, Salfer stores, Colombo shops, Leader shop and many others.
Most grocery stores and even grocery stores that offer grocery shopping cards already have inbuilt financial services for those who need emergency cash. Despite the facilities, the money borrowed by these stores are not the cheapest.
On the other hand, obtaining a personal loan can turn into a frustrating, confusing and even dangerous action depending on where you request the amount you want, in which case we are talking about predatory lending in moneylenders.
In addition to loan stores, magazine networks, it is always a good idea to check with your financial institution where you have checking or savings accounts to find out what they can offer you. The problem is that when applying for a loan, a credit card comes as a gift in your home.
It is worth mentioning that personal loans at loan stores are cheap as compared to payroll loans, up to 2.50%, when personal loans with pre-dated checks are levied at up to 8.9% and personal credit with pre-approved cards the rate can reach up to 12%, plus the rates and charges of credit approval and grant.
When it is difficult to get a traditional bank loan, loan shops are there to help you, it is worth remembering that the amount of money borrowed is lower, in general the amounts have a maximum limit of R $ 10,000, with terms of up to 24 installments.
In an emergency it can be useful, but check all the charges built into the operation.